SBARates.com Prime 7.00% · updated October 28, 2026

SBA loans by industry

Eligibility, the program that usually fits, and payment examples at today's rates, by NAICS code.

Who can't get an SBA loan

SBA 7(a) and 504 loans are for for-profit small businesses. Nonprofits, passive real-estate investors, lenders, and businesses that restrict who can use them (like many private clubs) are generally not eligible. Nonprofit child care centers can use SBA Microloans.

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Get matched with an SBA lender

Answer four questions and see SBA lenders that fit your state, loan size and industry, with your maximum rate. Compare at least two quotes before you sign. Rates move monthly: check current SBA loan rates and the 504 rate.

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