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Community Bank, National Association (NY)

For over 155 years, Community Bank, N.A. has prioritized putting customers first. More than a full-service bank, we're your friendly neighborhood…

7a General
Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
# New Business or 2 years or less
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approval Count : 20
SBA Loans Total Approval Amount YTD: $2,349,900
Average SBA Loan Size: $117,495
Average SBA Loan Rate over Prime (this number plus current prime rate): 1.64
Community Bank, National Association (NY)

Unlock Your Financial Potential with Community Bank, National Association (NY)

Community Bank, N.A., headquartered in DeWitt, New York, is one of the largest independent community banks in the Northeast. With a strong legacy of local service and financial expertise, the bank provides comprehensive business-banking and SBA-backed lending solutions that empower entrepreneurs to start, grow, and thrive across New York and neighboring states.

Key Features of Community Bank, N.A.

  • Comprehensive Business Banking: Business checking and savings accounts, treasury management, merchant services, and digital banking tools that make managing finances easy and efficient.
  • SBA Loan Expertise: Community Bank, N.A. is an approved SBA lender offering SBA 7(a), SBA Express, and 504 loans. Its experienced SBA specialists help small business owners navigate the government-backed loan process and secure affordable financing for working capital, real estate, and equipment purchases.
  • Flexible Business Financing: In addition to SBA loans, Community Bank offers term loans, commercial lines of credit, and real estate loans — all supported by local decision-making and personalized underwriting.
  • Digital Banking & Cash Management: The bank’s secure online and mobile platforms give business owners 24/7 access to accounts, payments, and cash-flow insights.
  • Commitment to Community Development: As a locally rooted institution, Community Bank, N.A. is dedicated to strengthening local economies, supporting small businesses, and investing in community growth throughout the Northeast.

Why Choose Community Bank, N.A. for SBA Loans?

Community Bank, N.A. combines deep community roots with SBA lending expertise to deliver customized financing solutions for small businesses. Its dedicated SBA team provides step-by-step guidance, competitive rates, and efficient processing to ensure business owners can access the capital they need to grow. Whether you’re starting a new venture, expanding operations, or refinancing existing debt, Community Bank is a trusted partner in your financial success.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the Community Bank, N.A. Business Banking page to explore loan programs, review eligibility, and connect with a local SBA lending expert who can guide you through the process.

Empower your financial future today with Community Bank, National Association — where New York businesses come to grow.

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SBA Loans Total Approval Amount YTD: $2,057,500
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SBA Loan Approval Count : 72
SBA Loans Total Approval Amount YTD: $25,639,000
Average SBA Loan Size: $356,097
Average SBA Loan Rate over Prime (this number plus current prime rate): 1.975
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SBA Loans Total Approval Amount YTD: $16,061,000
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