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FMS Bank (CO)

Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
# SBA Express Program
# Seasonal Line of Credit (CAPLine)
# Startup
# Variable Rates
SBA Loan Approval Count : 13
SBA Loans Total Approval Amount YTD: $10,619,500
Average SBA Loan Size: $816,885
Average SBA Loan Rate over Prime (this number plus current prime rate): 0.43
FMS Bank (CO)

Unlock Your Financial Potential with FMS Bank (CO)

FMS Bank, headquartered in Fort Morgan, Colorado, is a locally owned, community-focused bank committed to helping small businesses grow and thrive across the state. With a deep understanding of Colorado’s business landscape and experience in SBA lending, FMS Bank provides flexible, affordable financing designed to help entrepreneurs succeed.

Key Features of FMS Bank

  • Comprehensive Business Banking: Business checking and savings accounts, merchant services, treasury management, and digital banking tools designed to streamline your financial operations.
  • SBA Loan Expertise: FMS Bank participates in the SBA 7(a) and 504 programs, providing government-backed financing for working capital, equipment purchases, business expansion, or commercial real estate.
  • Local Decision-Making: All lending decisions are made by experienced Colorado-based bankers who understand local industries and community needs.
  • Customized Commercial Lending: In addition to SBA programs, the bank offers business term loans, lines of credit, and commercial real estate financing tailored to each client’s goals.
  • Community Commitment: FMS Bank actively invests in local businesses, nonprofit organizations, and economic development initiatives that strengthen Colorado communities.

Why Choose FMS Bank for SBA Loans?

FMS Bank delivers the expertise of an experienced SBA lender with the personalized service of a true community bank. Its business lending team works closely with entrepreneurs throughout the loan process — from application to closing — ensuring timely approvals, transparent communication, and flexible financing. Whether you’re purchasing a building, expanding operations, or launching a new business, FMS Bank provides the capital and partnership you need to achieve your goals.

How to Get Started

Ready to grow your business with an SBA loan or other financing solution? Visit the FMS Bank Business Banking page to explore available SBA programs, review eligibility, and connect with a local lending expert.

Empower your financial future today with FMS Bank — where Colorado businesses come to grow.

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SBA Loans Total Approval Amount YTD: $2,057,500
Average SBA Loan Size: $102,875
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SBA Loan Approval Count : 72
SBA Loans Total Approval Amount YTD: $25,639,000
Average SBA Loan Size: $356,097
Average SBA Loan Rate over Prime (this number plus current prime rate): 1.975
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SBA Loans Total Approval Amount YTD: $16,061,000
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